Is ACL Surgery Covered by Insurance
Athletes with a torn ACL are often recommended by orthopedists to undergo ACL surgery. An orthopedist will fix the torn ligament by using a graft to ensure that the knee can get back to its normal functionality. More often than not, a large number of patients who incur a torn ACL have many questions related to the tear. Here are some frequently asked questions.
What is ACL tear?
ACL or the anterior cruciate ligament is one of the main ligaments located in the front section of a person’s knee. This ligament has several functions, which include stabilizing the knee and keeping the knee from turning or from overstretching. If a person has a torn ACL, it is normally due to hyper-extending or sudden twisting of his knee.
Symptoms of an ACL tear
There are a few symptoms of ACL tears, for instance, a patient may not be able to bend his knee right after he incurs the injury. Then, he will typically have major swelling along with extreme pain around his knee a few days later.
Is surgery necessary?
It all depends on the seriousness of the tear. If it is a major tear to his ligament, an orthopedist will recommend ACL surgery. The orthopedic surgeon will run several very important tests to determine how serious the injury is and once he diagnoses the severity of it, he will continue with the proper surgical procedure.
How long does it take to perform surgery?
A highly experienced orthopedist will take about 60 to 90 minutes to perform the ACL surgery.
Does insurance cover knee surgery?
Patients who have a torn ACL should initially check with their insurance carrier and plan to find out if the carrier covers the ACL surgery. Normally, a large number of insurance carriers only cover certain areas of a medical condition and its various treatments. It is better that patients perform as much research as they can in regards to this matter.
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