Best Shoulder Surgeon NYC - Insurance Accepted
A shoulder surgeon NYC has to offer will recommend shoulder surgery to treat a tear in patients’ rotator cuff. Depending on the severity of the injury, the surgical intervention can be rather costly. Patients who need to undergo surgery should check with their insurance carriers if their insurance plans cover this type of surgery. Below are a few insurance plans that cover shoulder surgeries:
- Workman’s Compensation
- BC/BS (Health Select, PPO)
- United Healthcare
- Humana (PPO, ERS, HMO)
Check with Insurance Agencies
Once a patient injures his shoulder, it is advisable that he checks with his insurance carrier to find out if he has any of the above insurance plans. If he does not, he should find out how he can obtain any type of additional plan immediately, so that the insurance plan can cover the surgery costs. Most shoulder surgeons will help patients file their claims, which is a nice gesture considering that patients might not be able to do it immediately after surgery.
What Should Patients do if They do not Have Insurance?
In a perfect world, every person can afford health insurance for him and his family. However, in reality, not everyone has the money to buy medical insurance. Thus, if a patient does not have any insurance plan, it is advisable that he consults as many orthopedic surgeons as he can to obtain their expert opinions. There is a high possibility that a patient may find a shoulder surgeon NYC who probably has a few payment plans set up for his patients.
For self-pay patients, a shoulder surgeon NYC may require a deposit, and if there is any overpayment, he will refund without delay. Additionally, self-pay patients automatically qualify for a financial assistance program and special consideration from a large number of orthopedic surgeons. As aforementioned, it is best to first find out as much as possible from these medical professionals and insurance companies.
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